Health Insurance - Ask MHG
What constitutes 'emergency' dental in a contract between crew and captain?
Yes, this incident should have been covered on your health plan. Generally emergency dental means the "replacement or repair to sound, natural teeth damaged as a reult of an accident."
A root canal is considered "routine" and covered on dental insurance but as dental insurance policies often cap off at $1,000 or $1,500 annually that would barely cover a root canal in USA!
A better deal is to join a US dental network - anybody can do this, you don't have to be crew. You pay a join up fee, about $100, and then get heavily discounted work done. There are no caps (no pun intended!) on how much work can be done!
Anyone interested in this, take a look here.... put in a zipcode and see what dentists participate in your area, or look up by the name of a dentist you like.
US DENTAL NETWORKS
Anita Warwick, Seven Seas Health